10450 Turkey Lake Road, Orlando, FL 32819 inquiry@americandigisol.com
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Independent Insurance Agent in Orlando

Need Life Insurance?
Call Adam.

Licensed Florida agent comparing 30+ carriers for you

Independent agent in Orlando, Florida. 30+ trusted carriers including Ethos, Mutual of Omaha, Transamerica, Aetna, and Aflac. Real coverage that fits your life, your family, and your budget.

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30+ Top Carriers Licensed in Florida One Agent, Every Call No Fees
Adam Gomez, licensed insurance agent at American Digisol Insurance in Orlando, FL
Coverage Check One agent. Real options. Life, final expense, Medicare and more
Ethos
TrueStage
Aetna
Royal Neighbors of America
Aflac
Mutual of Omaha
Transamerica
What Adam Helps With
SERVICES
Life insurance protection for Orlando families
Life Insurance

Term life, whole life, universal life. Adam walks you through every option in plain English and pulls quotes from 30+ carriers so you see the real numbers side by side. No high-pressure sales script.

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Final expense insurance in Orlando
Final Expense

Burial costs in Florida average over $9,000. A small final expense policy means your family is not stuck covering the funeral. Coverage starts low, approval is fast, and most policies skip the medical exam.

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Medicare supplement plans Orlando FL
Medicare Supplements

Turning 65 in Orlando? Adam helps you compare Medigap, Medicare Advantage, and Part D plans without getting buried in carrier brochures. Honest answers, real options, no enrollment fee.

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About Adam
ABOUT US

Adam Gomez runs American Digisol Insurance out of Orlando, Florida. He is a licensed insurance agent, an independent broker, and the only person you will talk to when you call. No call center, no junior agent, no transfer to a manager.

Adam built American Digisol around one idea: clients deserve to talk to the same person every time, and they deserve real options. That is why he carries 30+ carriers. Single-carrier agents can only sell what their company offers. Adam can shop the whole market and bring back the policy that actually fits.

  • Licensed Insurance Agent in Florida
  • Independent broker representing 30+ top carriers
  • One agent, every call. When you call, Adam picks up.
Reach Adam direct
inquiry@americandigisol.com
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Adam Gomez, licensed insurance agent in Orlando, FL
Why Florida Picks American Digisol
WHY CHOOSE US
One Agent, Every Time

You call Adam. Adam picks up. No call center, no junior rep, no "let me transfer you." Every client gets the same person from quote to claim.

30+ Carriers, One Application

Adam shops your case across the whole market and brings back the best fit. Single-carrier agents cannot do this. You get real options, side by side.

Real Quotes in Plain English

Side-by-side numbers, no jargon, no surprise riders. You see exactly what you are paying for before you sign anything.

Orlando Local, Florida Licensed

Based in Orlando, licensed in Florida. Adam knows the carriers, the rates, and the rules in this state.

No Pressure, No Fees

No application fee, no consultation fee, no obligation. Quote first, decide later. Adam works for you, not the carrier.

Renewal Reviews Every Year

Adam re-shops your policy each year so you do not get stuck overpaying when better rates open up. That is the difference between an agent and a salesman.

The Numbers Behind American Digisol
BY THE NUMBERS
30+

Top carriers including Ethos, Mutual of Omaha, Transamerica, Aetna, and Aflac

100%

Independent. Adam works for you, not for any one carrier

1

Licensed agent you work with from quote through renewal

Stop Comparing Quotes. Start Talking to Adam.
GET A QUOTE

Online quote engines do not know your health history, your family situation, or which carriers are running underwriting specials this month. Adam does. Ten minutes on the phone gets you a real quote, a real recommendation, and a real human who picks up the next time you call.

Reach Adam direct, no call center, no transfer
inquiry@americandigisol.com
Adam Gomez, licensed Florida insurance agent
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Limits of Balance
Min value: $20
Max value: $2.000.000
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Trusted by Florida Families
TESTIMONIALS
Maria Hernandez
Maria Hernandez
Realtor, Orlando FL

After my husband and I had our second child, I knew we needed real life insurance, not the small policy from work. Adam pulled quotes from six different carriers, explained term versus whole life without making me feel rushed, and got us a 30-year term that fits our budget. I have referred three real estate clients to him already.

Daniel Whitaker
Daniel Whitaker
Small Business Owner, Orlando FL

I run a small business and needed key person life insurance plus a personal policy in case something happened to me. Adam shopped both at the same time, found the right carriers for each, and got everything in place in under two weeks. He explained the tax pieces my CPA missed. Honest agent, no upsell.

Jessica Patel
Jessica Patel
RN, Winter Park FL

After our second child was born I knew we needed life insurance but the options were overwhelming. Adam laid out term versus whole life in plain English, never pushed us toward what would pay him more, and got us into a policy that fits our budget. He follows up every renewal to make sure we're still covered right.

Marcus Johnson
Marcus Johnson
Son of a Client, Kissimmee FL

My mom is 71 and on Medicare, so the only life insurance she could get was final expense. Adam set her up with $15,000 in coverage, no medical exam, approved in three days. The premium fits her fixed income and the payout will cover her funeral so the family does not have to scramble. Adam treated her like she was his own mother.

Emily Chen
Emily Chen
Retired Educator, Orlando FL

I turned 65 last year and the Medicare mailings were overwhelming. Adam sat with me for an hour, compared a Medigap Plan G against an Advantage plan, and showed me which prescriptions were covered under each. I picked the plan that worked for my doctors and my budget. He calls me every fall to review options before open enrollment.

Robert Moreno
Robert Moreno
Type 2 Diabetic, Lake Buena Vista FL

Two agents told me I could not get life insurance because of my diabetes. Adam said that was nonsense, called three carriers that specialize in diabetic underwriting, and got me approved at standard rates within ten days. My A1C is well-managed and Adam knew exactly which carrier rewards that. I have a $250,000 policy now thanks to him.

Common Questions About Life Insurance in Orlando
FAQ
Q: How much does life insurance cost in Orlando, FL?
A: For a healthy 35-year-old non-smoker in Orlando, a 20-year term life policy with $500,000 in coverage typically runs between $25 and $45 per month, depending on the carrier and underwriting class. Whole life and universal life cost more because they build cash value. Adam will pull live quotes from 30+ carriers based on your age, health, and coverage goal so you see real numbers, not estimates.
Q: What does an independent insurance agent do?
A: An independent agent represents multiple insurance carriers, not just one. That means Adam can shop your case across 30+ companies including Ethos, Mutual of Omaha, Transamerica, Aetna, and Aflac, then bring back the policy that actually fits your situation. A captive agent only sells one company's products. With Adam, you see real options side by side, and you pay the same rate you would pay direct.
Q: Can I get life insurance with a health condition?
A: Yes, in most cases. Carriers underwrite differently. One company may decline a Type 2 diabetic, while another approves the same applicant at standard rates. Adam works with carriers that specialize in high blood pressure, diabetes, prior cardiac events, and cancer survivors. He places the case with the carrier most likely to approve at the best rate. If you have been turned down before, call Adam.
Q: Do you serve clients outside Orlando?
A: Adam is based in Orlando but licensed across Florida. He serves clients throughout Central Florida including Winter Park, Lake Buena Vista, Kissimmee, Altamonte Springs, Apopka, Oviedo, and the wider Orlando metro. Most consultations happen by phone or video, so location inside Florida is rarely an issue. If you are out of state, call Adam first and he can refer you to a licensed agent in your state.
Q: How fast can I get a policy in place?
A: For most term life applications, you can have a policy bound in 24 to 72 hours through accelerated underwriting carriers like Ethos. Final expense policies often issue same-day with no medical exam. Whole life and large face-value policies may take 2 to 4 weeks for full underwriting. Adam will tell you upfront which path your case will take based on age, health, and coverage amount.
News and Insights
FROM THE BLOG
Life insurance cost guide for Orlando residents
May 2026
life insurance
How Much Does Life Insurance Really Cost in Orlando, FL?

Real numbers from 30+ carriers for Orlando families. What a healthy 35-year-old pays vs. someone with diabetes vs. a smoker, with side-by-side examples...

Read more
Term vs whole life insurance for Florida families
May 2026
life insurance
Term vs. Whole Life: Which Is Right for Florida Families?

Most agents push whole life because it pays them more. Here is when term actually makes sense, when whole life is worth it, and how to decide...

Read more
Can you get life insurance with diabetes in Florida
May 2026
life insurance
Can You Get Life Insurance With Diabetes in Florida?

Yes, in most cases. Carriers underwrite diabetes very differently. Here is which companies approve well-managed Type 2 at standard rates and which to avoid...

Read more
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Office

10450 Turkey Lake Road 690623, Orlando, FL 32819

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Email

inquiry@americandigisol.com

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©2026 American Digisol Insurance. All rights reserved.

American Digisol Insurance is a licensed independent insurance agency in the State of Florida. Quotes are estimates, and actual rates depend on underwriting. This site does not constitute an offer of insurance. Last Updated: May 2026.